Secured Loans

Secured loans or second charge mortgages are a useful option if you need to raise additional finance and can't obtain this from your current mortgage lender. 

If you are currently tied into a deal with your mortgage lender and a remortgage or further advance directly from them is not an option, secured loans may be the solution. In much the same way as with your mortgage, the loan company register a charge on the property so it's important you keep up the payments as your home is at risk if you don't. As a result of this charge, unlike a traditional personal loan the loan company can lend more and provide a longer term helping to keep the payments affordable. 

If you're looking to raise a lump sum for home improvements or consolidate other debts then secured loans can offer a solution. Secured loans are available even if you require self certification or have credit problems. 

If you are considering a secured loan, please feel free to contact us for independent mortgage advice. We are able to provide home appointments across the whole of West Sussex - Brighton, Hove, Haywards Heath & Crawley, East Sussex, Surrey - Croydon Sutton, Reigate, Redhill,  South London - Wimbledon, Fulham, Chelsea and Hammersmith and Central London.

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"Your home may be repossessed if you do not keep up repayments on your mortgage. In addition the FSa does not regulate some forms of secured lending"